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Wise (formerly TransferWise) Review 2025
⭐⭐⭐⭐ 4.6/5 Rating
Wise offers the real exchange rate with transparent fees. No hidden charges, fast transfers, and excellent customer service.
Wise Key Features
💱 Real Exchange Rate
Always get the mid-market exchange rate – the same rate you see on Google or XE.com
💸 Low Fees
Transparent fee structure starting from 0.41%. Always know exactly what you’ll pay
⚡ Fast Transfers
Most transfers complete within 1-2 business days, some in minutes
🌍 Global Reach
Send money to 80+ countries in 50+ currencies
Pricing Breakdown
Send Amount | Fee | Exchange Rate | Total Cost |
How to Send Money with Wise
- Sign Up
Create your Wise account online or via mobile app. Verify your identity with a government-issued ID. - Enter Transfer Details
Choose how much to send, recipient country, and delivery method (bank transfer, mobile money, cash pickup). - Add Recipient
Enter recipient’s bank details or mobile money number. For M-Pesa, you’ll need their phone number. - Pay and Send
Pay via bank transfer, debit card, or credit card. Track your transfer in real-time.
Special Offer: Get your first transfer free when you sign up through our link (up to £500). Start with Wise →