BNPL Guide

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🛍️ Buy Now, Pay Later Guide

Shop now, pay in installments

Understand how BNPL services work, compare options, and use them responsibly to avoid debt traps.

Top BNPL Services

Klarna

Split in 4: Pay in 4 interest-free installments
Available: Global
Credit check: Soft check only

Afterpay

Split in 4: Every 2 weeks
Available: US, UK, AU, Canada
Late fees: Up to $8 per payment

PayPal Pay Later

Options: Pay in 4 or Pay Monthly
Integration: Works wherever PayPal is accepted
Interest: 0% APR for Pay in 4

How BNPL Works

Getting Started with BNPL

Important: BNPL services can help with budgeting but can also lead to overspending. Always ensure you can afford the payments before using these services.

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